Accumulating and accessing assets
- Three diverse Index Accounts and a competitive Fixed Account
- Guaranteed 20 basis point bonus interest crediting starting in policy year 11
- Indexed and standard loan options for flexible access to cash value with the ability to switch between loan types as often as every 12 months
Guaranteed protection
- Guaranteed cash value accumulation, death benefit protection and level premiums
- 0% floor on Index Accounts ensures clients won’t lose money due to poor market performance
- 10- and 20-year premium payment period options
Optional riders
- Accelerated Benefit Rider for chronic and terminal illnesses
- Guaranteed Purchase Option (GPO) Rider
- Overloan Protection Rider
- Waiver of Premium for Total Disability (WPD) Rider
- Children’s Term Life Insurance Rider
- Single Premium Rider
