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Retirement
lifeandfamily
financialfoundations
businessneeds
Retirement
2025 retirement contribution amounts
Here’s how much you can save for retirement.
lifeandfamily
Term life insurance may be more valuable than you think
When looking for a term product, how do you know which one is right for you?
financialfoundations
Finding the right life insurance fit is the best policy
At its most basic, life insurance is a promise you can make to your loved ones. You choose a life insurance policy, pay premiums to a life insurance company and if you die, a death benefit is paid to your beneficiaries.
financialfoundations
Three uses of life insurance that may surprise you
You’ve probably heard of using life insurance to protect family and loved ones. Both term and permanent life insurance policies can help give you that peace of mind. But, permanent life insurance can do even more than that.
businessneeds
Three essential exit questions every business owner should ask
As you look forward to retirement, have you considered how you will gracefully exit the successful business that you have worked hard to build? Here are three questions to think about.
Retirement
The roles life insurance can play in retirement
As people age, many believe they have less of a need for life insurance. However, there is still an important role for life insurance.
lifeandfamily
Group life insurance vs. individual life insurance
While group life insurance is a valuable part of your benefits package at work, it may not be fully covering you like you thought and often at a higher cost.
Retirement
Four tips to let your love live on
Everyone wants to know that our hard work will go in to make it just a little easier for the ones that we leave behind. Find four tips to let your love live on.
lifeandfamily
Tips to help with filing a death claim
Losing a loved one is never easy. While it can be emotionally draining, here are some tips to help you through the claim process.
businessneeds
Covering key employees with key person insurance
Key person life insurance is a powerful way to protect your business from the potential loss of those key employees.
lifeandfamily
Important documents for estate executors to locate
Here are some important documents that you should locate to help you prepare for filing claims or meeting with the estate attorney.
Retirement
Planning for retirement success
Annuities can provide an extra layer of protection, while also helping you build up the assets you’ll need to not only survive retirement, but also thrive throughout retirement.
businessneeds
Protection for your business and valued employees
One of the best ways to keep highly valuable employees is to offer fringe benefits. One benefit that can be mutually beneficial to you as the business owner and your valued employees is a split-dollar plan.
Retirement
Four estate planning steps
Help ensure that your assets are passed on with the best possible tax consequences to your beneficiaries.
financialfoundations
Life insurance loans: Flexibility when you need it
In addition to providing financial protection for your loved ones, owning a permanent life insurance policy (whole life, indexed whole life, universal life, indexed universal life or variable universal life insurance) can offer some flexibility when you need it.
lifeandfamily
Essential planning for a loved one with special needs
Consider these basic planning steps when planning for the future for your loved one with special needs.
businessneeds
Surprising ways business owners use life insurance
Most think it’s a policy that pays a death benefit to your loved ones when you die. And they’re right. But life insurance can also be useful for business owners in ways you may not have considered.
lifeandfamily
Important reminders for a loss of a loved one
Find suggestions of who you may need to notify of the loss of your loved one.
financialfoundations
How much life insurance do I need?
To help you figure out how much life insurance you need, here are a few starting points to consider.
Retirement
Permanent life insurance has similar benefits to a Roth IRA … and that’s just a start
Permanent life insurance has similar features to a Roth IRA (along with additional benefits).
financialfoundations
What to expect when applying for life insurance
Here’s a quick overview of what you can expect when applying for life insurance with AuguStar Life.
lifeandfamily
Securing a loved one’s future with a special needs trust
When you’re the parent or caretaker of an individual with special needs, thinking about how your loved one will be taken care of in the future is a definite concern.
lifeandfamily
Five tips to help you get through a divorce
While going through a divorce can be emotionally draining, it does not necessarily have to be financially draining. Here are five tips to help make the divorce process less stressful.
Retirement
Saving for health expenses in retirement
Accounting for health care expenses in retirement may need to play a bigger role in your strategy than you realize.
financialfoundations
Where future planning meets indexed whole life insurance
An IWL policy can grow assets on a tax-deferred basis while also providing a few benefits you may not have considered.
lifeandfamily
A surprising alternative to education funding
You’ve probably heard of a 529 plan when it comes to saving for your child’s college education. It’s the most recognizable vehicle for college savings … but it’s not the only option available to you.
Retirement
Key Social Security facts to know
Unknowingly, many people reduce their lifetime benefit payments by thousands of dollars. Here are some key Social Security facts to know.
financialfoundations
Life insurance can help with many needs and stages in your life
You have goals for your future, but sometimes you need a little help to reach them. You can use life insurance in ways you might not expect when creating a smart financial plan.
businessneeds
Successful business planning balances three needs
Every business owner faces the challenge of deciding how to best use available resources to grow their company. But positioning a business for growth takes more than just producing more of a good or service.
businessneeds
Three ways term insurance can help protect your business
With an affordable pricing structure and the ability to convert to a high quality permanent policy, there’s a variety of ways AuguStar Life’s Term Plus policies can go to work for business owners.
businessneeds
Retain key employees with an executive bonus plan
Successful business owners know the key to successful business is their people. An executive bonus program funded with permanent life insurance can be a great way to help business owners recruit, retain, and reward key employees.
financialfoundations
Three things to consider with indexed universal life coverage
An indexed universal life insurance policy can be a great option for many seeking death benefit protection, flexibility and the opportunity to build cash value for their future.
Retirement
How much will I need for retirement
Planning tips to help your money last throughout retirement.
businessneeds
Tailored retirement benefits for your executives
For many business owners, there is a lot of investment that goes into key executives. As an incentive to encourage the executive to stay long-term with your company, many business owners enhance executive benefits with a supplemental executive retirement plan (SERP).
businessneeds
Insuring the sale of your business
You have invested so much to make your business a success. Have you considered what steps you need to take if you want to retire or need to sell the business? Planning for business continuation can help you harvest the value of your business when you leave the company.
financialfoundations
Don’t overlook the benefits of converting term life insurance
Your term insurance policy may be convertible into a permanent policy. Find reasons to consider a permanent life insurance conversion.
Retirement
Boost income with annual raise
When your work life ends and retirement begins, raises go away. Our fixed indexed annuity with a rider can help.
businessneeds
Three things that keep small business owners up at night
Many small businesses share three common issues that can rob the owner of a good night’s sleep. But a bit of business planning with a financial professional can go a long way to help you regain control of your sleepless nights.
