Financial
Insights to help protect and build your future
From getting a strong financial start to enjoying the retirement you envisioned – explore ideas on how you can plan for life’s chapters, challenges and changes.
Insights to help protect and build your future
From getting a strong financial start to enjoying the retirement you envisioned – explore ideas on how you can plan for life’s chapters, challenges and changes.
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When looking for a term product, how do you know which one is right for you?
At its most basic, life insurance is a promise you can make to your loved ones. You choose a life insurance policy, pay premiums to a life insurance company and if you die, a death benefit is paid to your beneficiaries.
You've probably heard of using life insurance to protect family and loved ones. Both term and permanent life insurance policies can help give you that peace of mind. But, permanent life insurance can do even more than that:
As you look forward to retirement, have you considered how you will gracefully exit the successful business that you have worked hard to build? Here are three questions to think about.
As people age, many believe they have less of a need for life insurance. However, there is still an important role for life insurance.
While group life insurance is a valuable part of your benefits package at work, it may not be fully covering you like you thought and often at a higher cost.
Everyone wants to know that our hard work will go in to make it just a little easier for the ones that we leave behind. Find four tips to let your love live on.
Losing a loved one is never easy. While it can be emotionally draining, here are some tips to help you through the claim process.
Key person life insurance is a powerful way to protect your business from the potential loss of those key employees.
Here are some important documents that you should locate to help you prepare for filing claims or meeting with the estate attorney.
Annuities can provide an extra layer of protection, while also helping you build up the assets you’ll need to not only survive retirement, but also thrive throughout retirement.
One of the best ways to keep highly valuable employees is to offer fringe benefits. One benefit that can be mutually beneficial to you as the business owner and your valued employees is a split-dollar plan.
Help ensure that your assets are passed on with the best possible tax consequences to your beneficiaries.
In addition to providing financial protection for your loved ones, owning a permanent life insurance policy (whole life, indexed whole life, universal life, indexed universal life or variable universal life insurance) can offer some flexibility when you need it.
Consider these basic planning steps when planning for the future for your loved one with special needs.
Most think it’s a policy that pays a death benefit to your loved ones when you die. And they’re right. But life insurance can also be useful for business owners in ways you may not have considered.
Find suggestions of who you may need to notify of the loss of your loved one.
To help you figure out how much life insurance you need, here are a few starting points to consider.
Permanent life insurance has similar features to a Roth IRA (along with additional benefits).
Here's a quick overview of what you can expect when applying for life insurance with AuguStar Life.
When you’re the parent or caretaker of an individual with special needs, thinking about how your loved one will be taken care of in the future is a definite concern.
While going through a divorce can be emotionally draining, it does not necessarily have to be financially draining. Here are five tips to help make the divorce process less stressful.
Accounting for health care expenses in retirement may need to play a bigger role in your strategy than you realize.
An IWL policy can grow assets on a tax-deferred basis while also providing a few benefits you may not have considered.
You’ve probably heard of a 529 plan when it comes to saving for your child’s college education. It’s the most recognizable vehicle for college savings ... but it’s not the only option available to you.
Unknowingly, many people reduce their lifetime benefit payments by thousands of dollars. Here are some key Social Security facts to know.
You have goals for your future, but sometimes you need a little help to reach them. You can use life insurance in ways you might not expect when creating a smart financial plan.
Every business owner faces the challenge of deciding how to best use available resources to grow their company. But positioning a business for growth takes more than just producing more of a good or service.
With an affordable pricing structure and the ability to convert to a high quality permanent policy, there’s a variety of ways AuguStar Life's Term Plus policies can go to work for business owners.
Successful business owners know the key to successful business is their people. An executive bonus program funded with permanent life insurance can be a great way to help business owners recruit, retain, and reward key employees.
An indexed universal life insurance policy can be a great option for many seeking death benefit protection, flexibility and the opportunity to build cash value for their future.
For many business owners, there is a lot of investment that goes into key executives. As an incentive to encourage the executive to stay long-term with your company, many business owners enhance executive benefits with a supplemental executive retirement plan (SERP).
You have invested so much to make your business a success. Have you considered what steps you need to take if you want to retire or need to sell the business? Planning for business continuation can help you harvest the value of your business when you leave the company.
Your term insurance policy may be convertible into a permanent policy. Find reasons to consider a permanent life insurance conversion.
When your work life ends and retirement begins, raises go away. Our fixed indexed annuity with a rider can help.
Many small businesses share three common issues that can rob the owner of a good night’s sleep. But a bit of business planning with a financial professional can go a long way to help you regain control of your sleepless nights.
Financial Foundations
At its most basic, life insurance is a promise you can make to your loved ones. You choose a life insurance policy, pay premiums to a life insurance company and if you die, a death benefit is paid to your beneficiaries.
You've probably heard of using life insurance to protect family and loved ones. Both term and permanent life insurance policies can help give you that peace of mind. But, permanent life insurance can do even more than that:
In addition to providing financial protection for your loved ones, owning a permanent life insurance policy (whole life, indexed whole life, universal life, indexed universal life or variable universal life insurance) can offer some flexibility when you need it.
To help you figure out how much life insurance you need, here are a few starting points to consider.
Here's a quick overview of what you can expect when applying for life insurance with AuguStar Life.
An IWL policy can grow assets on a tax-deferred basis while also providing a few benefits you may not have considered.
You have goals for your future, but sometimes you need a little help to reach them. You can use life insurance in ways you might not expect when creating a smart financial plan.
An indexed universal life insurance policy can be a great option for many seeking death benefit protection, flexibility and the opportunity to build cash value for their future.
Your term insurance policy may be convertible into a permanent policy. Find reasons to consider a permanent life insurance conversion.
Life and Family
When looking for a term product, how do you know which one is right for you?
While group life insurance is a valuable part of your benefits package at work, it may not be fully covering you like you thought and often at a higher cost.
Losing a loved one is never easy. While it can be emotionally draining, here are some tips to help you through the claim process.
Here are some important documents that you should locate to help you prepare for filing claims or meeting with the estate attorney.
Consider these basic planning steps when planning for the future for your loved one with special needs.
Find suggestions of who you may need to notify of the loss of your loved one.
When you’re the parent or caretaker of an individual with special needs, thinking about how your loved one will be taken care of in the future is a definite concern.
While going through a divorce can be emotionally draining, it does not necessarily have to be financially draining. Here are five tips to help make the divorce process less stressful.
You’ve probably heard of a 529 plan when it comes to saving for your child’s college education. It’s the most recognizable vehicle for college savings ... but it’s not the only option available to you.
Retirement
As people age, many believe they have less of a need for life insurance. However, there is still an important role for life insurance.
Everyone wants to know that our hard work will go in to make it just a little easier for the ones that we leave behind. Find four tips to let your love live on.
Annuities can provide an extra layer of protection, while also helping you build up the assets you’ll need to not only survive retirement, but also thrive throughout retirement.
Help ensure that your assets are passed on with the best possible tax consequences to your beneficiaries.
Permanent life insurance has similar features to a Roth IRA (along with additional benefits).
Accounting for health care expenses in retirement may need to play a bigger role in your strategy than you realize.
Unknowingly, many people reduce their lifetime benefit payments by thousands of dollars. Here are some key Social Security facts to know.
When your work life ends and retirement begins, raises go away. Our fixed indexed annuity with a rider can help.
Business Needs
As you look forward to retirement, have you considered how you will gracefully exit the successful business that you have worked hard to build? Here are three questions to think about.
Key person life insurance is a powerful way to protect your business from the potential loss of those key employees.
One of the best ways to keep highly valuable employees is to offer fringe benefits. One benefit that can be mutually beneficial to you as the business owner and your valued employees is a split-dollar plan.
Most think it’s a policy that pays a death benefit to your loved ones when you die. And they’re right. But life insurance can also be useful for business owners in ways you may not have considered.
Every business owner faces the challenge of deciding how to best use available resources to grow their company. But positioning a business for growth takes more than just producing more of a good or service.
With an affordable pricing structure and the ability to convert to a high quality permanent policy, there’s a variety of ways AuguStar Life's Term Plus policies can go to work for business owners.
Successful business owners know the key to successful business is their people. An executive bonus program funded with permanent life insurance can be a great way to help business owners recruit, retain, and reward key employees.
For many business owners, there is a lot of investment that goes into key executives. As an incentive to encourage the executive to stay long-term with your company, many business owners enhance executive benefits with a supplemental executive retirement plan (SERP).
You have invested so much to make your business a success. Have you considered what steps you need to take if you want to retire or need to sell the business? Planning for business continuation can help you harvest the value of your business when you leave the company.
Many small businesses share three common issues that can rob the owner of a good night’s sleep. But a bit of business planning with a financial professional can go a long way to help you regain control of your sleepless nights.
Not sure where to start?
Our knowledgeable representatives are ready to help.
