Rates and caps are subject to change at any time. For applications submitted with money, all required paperwork and funds must be in good order prior to the rates changing, to receive the rates listed above. For cases where AuguStar is pursuing money (such as on inbound 1035 exchanges and direct transfers), rates are locked for 60 calendar days from the date the application is received in good order.

Products issued by AuguStar Life Insurance Company. Guarantees are based on the claims-paying ability of the issuer. Guarantees do not apply to the investment performance of any index. Early withdrawals may be subject to surrender charges. Withdrawals may be subject to ordinary income tax and, if taken prior to age 59½, a 10% federal tax penalty may apply. Fixed annuities are not insured or guaranteed by the FDIC or any other government agency. Fixed indexed annuities (“FIA”) are long-term investment vehicles designed to accumulate money on a tax-deferred basis for retirement purposes. Upon retirement, FIAs may provide an income stream or a lump sum. If you die during the accumulation or payout phase, your beneficiary may be eligible to receive any remaining Contract Value. Products, product features, and rider availability vary by state. Issuer not licensed to conduct business in NY.