AuguStar frequently asked questions

Here are just a few of the ways we can help you with your mission to improve your financial future as a financial professional.

Four smiling business people in a conference room

Financial professional questions

AuguStar Retirement offers annuity products designed to help individuals grow and protect their income and AuguStar Life offers life insurance products that provide income and legacy solutions for individuals, families, and businesses.

Learn why AuguStar brings a new perspective to personal planning on our homepage.

AuguStar is backed by La Caisse and Ontario Teachers’. Together, they manage a total of more than CA$740 billion in net assets, including more than CA$150 billion in private capital investments (as of Dec. 31, 2024).

See our balance sheet strength and enterprise assets and investments on our Financial Strength page.

We’re making an impact! Stay up to date with the latest news and company information about AuguStar.

Read the latest news.

Be part of a growing organization and explore open positions at AuguStar. We believe in collaboration, teamwork and supporting one another … and in being a place where each can thrive.

Learn more about what we offer on our Careers page.

AuguStar offers competitive products, stellar support and engaging education to our distribution partners, from direct agents to institutional channels.

Explore what AuguStar has to offer on our Meet AuguStar page.

The AuguStar Life executive team is led by Anurag Chandra, President and Chief Executive Officer.

Meet the rest of the AuguStar Life leadership team on our leadership page.

The AuguStar Retirement executive team is led by Cliff Jack, President and Chief Executive Officer.

Meet the rest of the AuguStar Retirement leadership team on our leadership page.

AuguStar offers a variety of life insurance and annuity products.

See how AuguStar can help meet your clients where they are with our product suite on our Products page.

Life insurance questions

AuguStar Life is focused on developing products that offer strong value, transparency and simplicity to help make the sales process easier and let clients easily understand each product’s benefits.

Explore AuguStar Life products on the Life overview page.

AuguStar Life offers a full suite of products to cover everything from accumulation to death benefit protection including term, indexed universal life, indexed whole life, universal life and whole life.

Explore what AuguStar Life has to offer your clients on the Life insurance products page.

AuguStar Life offers Term Basic and Term Plus products at 10-, 15- and 20-year options in addition to the Recap Term product.

Learn about these term life insurance and conversion options on our product page.

The Virtus Protection IUL product from AuguStar Life offers flexibility to clients who are focused on death benefit protection.

Learn how to help your clients keep expenses low on the PIUL page.

Virtus IUL III product offers strong accumulation and distribution potential, balanced with robust protection.

Learn more about this IUL product and the full suite of riders on our product page.

Prestige Indexed 10 Pay and 20 Pay both combine the guarantees of whole life with market-based growth for higher accumulation potential.

Learn more about which IWL may be right for your clients on our product page.

V-Pro UL II, Virtus Basic II and optional riders are offered by AuguStar Life.

Learn which types of clients UL is an ideal for on our product page.

AuguStar Life offers Prestige 10 Pay 3, Prestige Max 4 and Prestige Protector.

Explore the AuguStar Life whole life products and riders on our product page.

Annuity questions

AuguStar Retirement offers a diversified suite of product solutions to accommodate a variety of needs and goals on the journey.

Learn more about how AuguStar Retirement can help you SHINE bright in supporting your clients as they pursue their financial goals on our Annuity overview page.

AuguStar annuity products include fixed indexed annuities, multi-year guaranteed annuities, and single premium immediate annuities.

Explore what AuguStar Retirement has to offer on our Annuity products page.

An AuguStar Retirement fixed indexed annuity combines the best of both worlds: Upside growth potential and downside protection.

Learn how a FIA can provide growth opportunity for the assets your clients can’t afford to lose on our product page.

An AuguStar Retirement multi-year guarantee annuity guarantees growth every single year but isn’t affected by the market.

Learn how to match our MYGA with your client’s timeframe on our product page.

An AuguStar Retirement single premium immediate annuity can help provide a variety of guaranteed income options to help your client’s cover basic costs like living expenses without worrying about market volatility or losing your money.

Learn the key benefits of a SPIA on our product page.

AuguStar is committed to offering competitive rates and product solutions that align with your clients’ financial goals.

Please choose the sales channel that applies to you on our Annuity rates page.

The AuguStar Retirement Index resource center is your go-to hub for exploring financial insights, comparing index options, tracking market performance, and making informed investment decisions with confidence.

View index options on our Index resources page.