- Extended No Lapse Guarantee Rider automatically bundled; ensures protection for the earlier of 55 years or to age 90 even if the cash value is reduced to $0
- High consumer value with strong internal rates of return at age 90
- Low-cost guaranteed premiums with a sweet spot of ages 45-60
- Three diverse Index Accounts and a competitive Fixed Account
- Full suite of optional riders available, including:
- Accelerated Benefit Rider for chronic and terminal illnesses
- Children’s Term Rider
- Guaranteed Purchase Option
Protection IUL
With an Extended No Lapse Guarantee rider, a fixed interest account, three Index Accounts and a full suite of optional riders, Virtus Protection IUL lets you offer flexibility to clients who are focused on death benefit protection.
Highlights
Long-term protection…
with index-based growth potential to help maintain coverage…
and a focus on keeping expenses low
Additional features
Resources
Product guides
Sales ideas
Learn more about indexed universal life insurance
Download how interest is credited to indexed policies PDF and IUL trial illustration software
Products issued by AuguStar Life Assurance Corporation. Guarantees are based on the claims-paying ability of the issuer. Products, product features, and rider availability vary by state. Issuer not licensed to conduct business in NY.
AuguStar Life and AuguStar Retirement are members of the Constellation Insurance family of companies, a leading insurance holding company providing protection, retirement income and (re)insurance solutions.