- Simple, predictable, guarantee-based design
- Guaranteed premiums
- Guaranteed death benefit
- Guaranteed cash value
- Three diverse Index Accounts and a competitive Fixed Account
- High Cash Value/income solve (standard or index loan rates)
- Full suite of optional riders available, including:
- Accelerated Benefit Rider for chronic and terminal illnesses
- Children’s Term Rider
- Guaranteed Purchase Option
Prestige Indexed Whole Life
The guarantees of whole life combined with market-based growth for higher accumulation potential. AuguStar offers the only 10- and 20-pay indexed whole life products in the industry. Give clients an income and accumulation solution they can’t find anywhere else.
Highlights
The guarantees of whole life…
with higher, index-based growth potential…
and lower expenses
Additional features
Product comparison
Generally speaking, the 10-year product will build up cash value more quickly, but the required premium payments will be higher than the 20-year version’s premium.
10-year
A Prestige Indexed 10 Pay policy may be right for clients who:
- Want or need to accumulate assets more
quickly, for example, as retirement approaches - Can afford higher premium payments
20-year
A Prestige Indexed 20 Pay policy may be right for clients who:
- Have a longer time horizon before they need to access the policy’s cash value
- Can’t afford higher premium payments or would prefer lower payments
Resources
Sales ideas
Advanced case design
The building blocks of indexed whole life
Learn more about indexed whole life insurance
Indexed whole life and whole life trial illustration software
*Interest linked growth is based in part on the movement of the selected market index and is subject to applicable caps, spreads, and/or participation rates.
Products issued by AuguStar Life Assurance Corporation. Guarantees are based on the claims-paying ability of the issuer. Products, product features, and rider availability vary by state. Issuer not licensed to conduct business in NY.
AuguStar Life and AuguStar Retirement are members of the Constellation Insurance family of companies, a leading insurance holding company providing protection, retirement income and (re)insurance solutions.