Financial foundations
Life insurance can help with many needs and stages in your life

You have goals for your future, but sometimes you need a little help to reach them. Life insurance can be used in ways you might not expect when creating a smart financial plan.
Why life insurance?
Life insurance helps protect your family or business from the financial impact caused by your death with a death benefit that in most cases is paid tax-free.
Your beneficiaries can use the proceeds to help:
- Cover living expenses
- Pay off debts
- Take care of final expenses
- Provide for your children’s education
- Make sure your business keeps operating
Protection and more
Life insurance can do more than protect your loved ones if you die, it can also be there for other needs in life. From supplementing your retirement income, starting a business, or paying for college, many permanent life insurance policies have the potential to build cash value that you can use during your lifetime.
Flexible protection
Meet the unknowns in your life head on by tailoring your policy with riders that can provide early access to your death benefit in the event of a terminal illness or chronic illness or help paying your premiums if you become disabled.
Protect what matters
Life insurance from AuguStarSM Life means you have our promise to help you protect what matters most while helping you pursue potential for tomorrow.
Products issued by AuguStar Life Insurance Company, member of Constellation Insurance, Inc. family of companies. Product, product features, and rider availability vary by state. Guarantees are based on the claims-paying ability of the issuer. Issuer not licensed to do business in New York.