Client questions
AuguStar Retirement offers annuity products designed to help individuals grow and protect their income and AuguStar Life offers life insurance products that provide income and legacy solutions for individuals, families, and businesses.
Learn why AuguStar brings a new perspective to personal planning on our homepage.
AuguStar is backed by La Caisse and Ontario Teachers’. Together, they manage a total of more than CA$740 billion in net assets, including more than CA$150 billion in private capital investments (as of Dec. 31, 2024).
See our balance sheet strength and enterprise assets and investments on our Financial Strength page.
We’re making an impact! Stay up to date with the latest news and company information about AuguStar.
Read the latest news.
AuguStar offers life insurance products that are built to be easy to understand and offer income and protection options. Our range of annuity products are built to provide lifetime income, protection and growth potential.
Talk to an AuguStar financial professional and start your life or annuity journey on our Products page.
AuguStar has education from getting a strong financial start to enjoying the retirement you envisioned.
Read the latest insights to help protect and build your future on our resource articles page.
Try one of our calculators and use the results to talk to your financial professional to set a plan in place.
Calculate retirement, savings or investment goals on our Calculators page.
Life questions
Whether you’re looking to boost your wealth or help safeguard your lifestyle and assets, it all begins with our four-step launch plan.
Learn how to chart a course with us on our Life insurance overview page.
AuguStar life insurance products include term, indexed universal life, indexed whole life, universal life and whole life.
Explore what AuguStar Life has to offer on our Life insurance products page.
Not every job requires a complex tool. Term life insurance provides protection for your loved ones for a specified period of time and does not build cash value. It is often used to help cover temporary needs, such as income replacement, and is typically offered at lower out‑of‑pocket costs.
Learn what makes term life insurance unique on our product page.
Indexed universal life insurance is a type of permanent life insurance designed to provide flexible protection for your loved ones and the opportunity to grow cash value over time, based in part on the performance of a selected market index.
Learn what else you should know about IUL on our product page.
Indexed whole life is long on protection, not premiums. Curveballs. Roadblocks. Hurdles. Whatever you call them, life is full of unexpected obstacles. Indexed whole life insurance offers some certainty with guarantees on cash value, death benefit and premiums, plus the potential for market-based returns you can take advantage of your financial ability to secure whole life insurance over a short period of time. Prestige indexed whole life insurance policies only require premium payments for a set number of years, such as 10 or 10. After that, the premiums end but your lifetime protection doesn’t.
Learn the key benefits of IWL on our product page.
Spacesuits are made to endure radiation, debris and harsh temperatures while allowing for precise movement. This unique mix of protection and flexibility is found in universal life insurance—a type of permanent life insurance that, unlike spacesuits, includes a feature designed to support cash value accumulation.
Learn who UL is ideal for on our product page.
True as the tides, whole life insurance is a form of permanent life insurance with guaranteed features that policyowners can rely on, including cash value accumulation, a death benefit, and level premiums.
Learn about the down-to-earth premiums whole life offers on our product page.
Annuity questions
AuguStar Retirement offers a diversified suite of product solutions to accommodate a variety of needs and goals on the journey.
Learn which vehicles or tools can get you to and through retirement on our Retirement overview page.
AuguStar annuity products include fixed indexed annuities, multi-year guaranteed annuities, and single premium immediate annuities.
Explore what AuguStar Retirement has to offer on our Retirement products page.
Fixed indexed annuities are designed to help grow your money by crediting interest that is based, in part, on the performance of certain market indices.
Learn about how a FIA can help those at or nearing retirement on our product page.
A MYGA* is very similar to a bank CD that you’re familiar with, except that it may offer tax advantages that can help your money grow faster. There are several flexible features of a MYGA, like how long you want your money to grow and the rate at which it will do so.
Learn how a MYGA can help your personal plan if you are worried about market volatility on our product page.
A SPIA is not designed for growth, but instead converts a single lump‑sum payment into a stream of income.
Learn who a SPIA may be a good fit for on our product page.
* NOT A DEPOSIT | NOT FDIC INSURED | NOT GUARANTEED BY ANY BANK | NOT INSURED BY ANY GOVERNMENT AGENCY | MAY LOSE VALUE