- Competitive cash value/income solves
- Standard and index loan options available
- Guaranteed persistency step-up: 30 basis points starting in year 11
- Three diverse Index Accounts and a competitive Fixed Account
- Full suite of optional riders available, including:
- Accelerated Benefit Rider for chronic and terminal illnesses
- Children’s Term Rider
- Guaranteed Purchase Option
Virtus IUL II
Strong accumulation and distribution potential, balanced with robust protection. That’s what Virtus IUL II offers. Staying true to our philosophy of keeping clients’ money working toward their goals, it also boasts some of the lowest expenses in the industry.
Highlights
A focus on accumulation through performance…
balanced with protection…
and lower expenses
Additional features
Resources
Product guides
Sales ideas
IUL advanced case design
Learn more about indexed universal life insurance
Download how interest is credited to indexed policies PDF and IUL trial illustration software
Products issued by AuguStar Life Assurance Corporation. Guarantees are based on the claims-paying ability of the issuer. Products, product features, and rider availability vary by state. Issuer not licensed to conduct business in NY.
AuguStar Life and AuguStar Retirement are members of the Constellation Insurance family of companies, a leading insurance holding company providing protection, retirement income and (re)insurance solutions.