Diverse index options and crediting strategies
- Choose from unique indices and a fixed account to gain exposure to different asset classes and geographic regions.
- Crediting strategies including caps and participation rates offer different ways to lock in interest earned.
- Offering some of the most competitive rates in the industry.
Flexibility and meeting client needs
- Lineup includes multiple product durations, so you can choose the timeframe that works best for you.
- Growth features can cater to those focused on accumulation and growing their money.
- Income features allow you to take your money when you need it to cover expenses in retirement.
- Interest earned grows tax deferred to help keep more of your money growing before paying taxes.
Additional features and optional riders
- Optional Premium Bonus can provide more money up front to benefit from tax deferred growth.
- Built-in Equilibrium Plus rider guarantees income for life along with a guaranteed growth of income.
- Guaranteed Accumulation Protection (GAP) ensures you’ll experience a minimum percentage of credited interest at the end of you contract.
- A death benefit can offer several ways for you to leave a legacy for your loved ones