V-Pro UL II highlights
- No-lapse guarantee of up to 20 years
- A 75 basis points persistency bonus starting in policy year 11
- Low fees and expenses help the product perform well in different environments
V-Pro UL II optional riders
- Guaranteed Purchase Option (GPO) Rider
- Preferred Loan Rider (“Wash” Loan)
- Waiver of Premium for Total Disability (WPD) rider (5-year Own Occupation)
- Children’s Term Rider
- Additional Insured Term Life Insurance Rider
- Lifetime Advantage Rider (Accelerated Death Benefit)
Virtus Basic optional riders
- Waiver of Premium for Total Disability (WPD) Rider (5-year Own Occupation)
- Lifetime Advantage Rider (Accelerated Death Benefit)
