On July 4, H.R. 1, known as “One Big Beautiful Bill” was signed into law creating and extending unprecedented planning opportunities in advanced planning markets. The new law is nearly 900 pages long, but we’ve got you covered by focusing on the most relevant and important topics related to life insurance and annuity planning. All of this in under one hour!
Digital resources
All
Business concepts
Estate planning
Individual retirement planning
Tax planning
Estate planning
Business concepts
Agribusiness overview
Summary style overview of the most common planning issues facing agribusiness owners.
Estate planning
Business concepts
Agribusiness legacy planning
Help clients focus on and plan for the legacy they want to pass to future generations.
Estate planning
Business concepts
Agribusiness succession planning
Two-page summary of key important succession planning issues and how to effectively plan for them.
Estate planning
Business concepts
Agribusiness data taker
Use this short form data taker to help clients identify and prioritize planning issues.
Business concepts
Executive bonus plans
An executive bonus plan funded with indexed universal life insurance, offering flexibility to the business owner, and attractive benefits to the employee is one great way to attract and keep talented employees.
Estate planning
Estate planning
Provide this guide to your clients to help them preserve their estate for their beneficiaries.
Estate planning
Revocable trust
Provide this flyer to your clients to explain what a revocable living trust is and how it works.
Estate planning
Irrevocable life insurance trust
Provide this flyer to your clients to explain what an ILIT is and how it works.
Estate planning
Spousal Lifetime Access Trust
Provide this flyer to your clients to explain what a SLAT is and how it works.
Estate planning
Special needs trust
Provide this flyer to your clients to explain what a special needs trust is and how it works.
Estate planning
Estate planning workbook
Provide this workbook to your clients so they can inform their survivors of their wishes and where important documents are located.
Individual retirement planning
Annuities and charitable giving
This piece details the advantages of using an annuity in a split-interest gift, with part of the asset being income retention while another part of the gift is assigned to charity.
Individual retirement planning
Trust owned annuities
This flyer outlines the variety of potential benefits of a properly structured irrevocable trust owning an annuity. Some advantages discussed include creditor protection, estate tax reduction, and an in-kind distribution wealth transfer.
Individual retirement planning
IRA RMD tables
Use this piece to reference the Uniform Distribution Table and Single Life Expectancy Tables which are used in determining required minimum distributions.
Individual retirement planning
How deferred annuities help trustees
Learn how deferred annuities can help trustees achieve a healthy balance of capital preservation, growth, income, and flexible tax management.
Individual retirement planning
Trust comparison table
This guide is a handy comparison table of 14 common estate planning and charitable giving trusts.
Individual retirement planning
Control from the grave
The annuity beneficiary settlement form is a quick and cost-effective way to control how your beneficiaries receive their inheritance.
Business concepts
Small business owner
This client guide outlines advanced planning solutions for the three areas of need for small business owners: Protecting the operating team, planning for ownership transition, and rewarding outstanding talent.
Business concepts
Family business owner
This piece navigates through the intricacies of planning for family business succession. Maximizing business assets, minimizing transfer taxes, and continuing the privileges and opportunities of family ownership are all discussed in this guide.
Business concepts
Key person insurance
Key person insurance is a life insurance policy purchased by, owned by and payable to a business. Learn about how key person insurance can protect businesses.
Business concepts
Buy-sell arrangement
A funded buy-sell agreement facilitates the transfer of business ownership upon an owner’s retirement or death. Learn more about the different types of buy-sell agreements and how they can protect businesses.
Business concepts
Executive Bonus
Learn how to recruit, retain, and reward valued employees in this piece detailing the merits of executive bonus plans.
Business concepts
Equity split-dollar
Split-dollar is the sharing of a life insurance policy between an employer and an employee. Learn how this flexible fringe benefit plan can be structured to give employees affordable life insurance coverage while employers can recover the cost of the plan.
Business concepts
Business Valuation service
The business valuation service is a key differentiator at AuguStar. Provide this flyer to your business owner clients who may be interested in obtaining an estimated value of their business.
Tax planning
2025 Taxes Quick View
Always among the most popular pieces in the advanced planning catalog, the Taxes Quick View summarizes key tax rates, thresholds and contribution limits for 2025.
Tax planning
Three strategies to beat the sunset
Review this piece to prepare for the scheduled expiration of the 2017 Tax Cuts and Jobs Act on Jan. 1, 2026. Consider these three planning ideas to help reduce the potential tax hit anticipated by these changes.
Tax planning
Planning for State estate taxes
Learn which U.S. states assess estate and/or inheritance taxes when a resident dies. Learn how a properly structured life insurance policy can help mitigate potential estate tax problems.
Tax planning
RIP Stretch IRAs
In 2020, the ability of many IRA beneficiaries to stretch inherited account distributions over their lifetime was largely eliminated. Learn about the exceptions to this rule and how the new 10-year force out works.
Tax planning
IRA Required minimum distribution (RMD) tables
Use this piece to reference the Uniform Distribution Table and Single Life Expectancy Table.
Tax planning
ePocket Tax Tables 2024 and 2025
This comprehensive tax guide features 13 pages of tax tables, rates, thresholds covering marginal income tax, capital gains tax, payroll tax, individual retirement accounts and much more.
Videos
Press play to unlock expert guidance on topics ranging from business valuation to recruiting top talent.
Podcasts
Information and insights from AuguStar’s Advanced Planning team of experts to power your commute, workout, or even a spin around the block with your dog.
Transcripts
Trust-Owned Annuities: From Basics to Pass In-Kind Wealth Transfers
Advanced Planning Strategies Using Protection IUL
Supreme Court creates buy-sell hurdle (and opportunities) for business owners
Business Valuation Service: Uncovering Hidden Sales in Plain Sight
Exciting Planning Opportunities with Annuities and Trusts
Virtual events
Watch on demand
VIRTUAL EVENT
Taxnado or blue skies?
In Washington D.C., 2025 will bring a new administration, a new congress, campaign promises to deliver, and a slew of tax breaks scheduled to expire. 2025 is shaping up to be a “once in a generation” year for tax legislation. It truly has the makings of a “Taxnado.” Are you and your clients ready?
VIRTUAL EVENT
Supreme Court decision creates new hurdles (and new lanes) for buy-sell planning
A recent U.S. Supreme Court case involving a
buy-sell arrangement funded with life
insurance potentially creates a new tax trap
ready to snare business owners. Learn more to
potentially help clients avoid a “million-dollar
problem.”
Articles
Need help with a complex case?
Tap into the expertise of the AuguStar Advanced Planning team and learn about the various types of support it can provide.
AuguStar Life and AuguStar Retirement are members of the Constellation Insurance family of companies, a leading insurance holding company providing protection, retirement income and (re)insurance solutions.