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Product Guides

Fixed Indexed Annuities

AuguStar is proud to offer a variety of fixed indexed annuity products, and your financial professional can help you choose the right one to meet your unique needs and goals.

Annuities are issued by AuguStarSM Life Insurance Company. Guarantees are based on the claims-paying ability of the issuer. Guarantees do not apply to the investment performance of any index. 

Early withdrawals may be subject to surrender charges. Withdrawals may be subject to ordinary income tax and, if taken prior to age 59½, a 10% federal tax penalty may apply. Fixed annuities are not insured or guaranteed by the FDIC or any other government agency. 

Fixed indexed annuities (“FIA”) are long-term investment vehicles designed to accumulate money on a tax-deferred basis for retirement purposes. Upon retirement, FIAs may provide an income stream or a lump sum. If you die during the accumulation or payout phase, your beneficiary may be eligible to receive any remaining Contract Value. 

Products, product features, and rider availability vary by state. Issuer not licensed to conduct business in NY.

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