Guaranteed growth plus safety
- Interest rate is guaranteed for the duration of the contract period, so you have predictable increases every year.
- A MYGA is a guaranteed contract that isn’t affected by market risk or volatility, so you can’t lose money.
- Your money grows tax deferred, just like a 401(k) or IRA, which means more of your money can grow before paying taxes.
- A MYGA is very similar to a bank CD that you’re familiar with, except that tax advantages can help your money grow faster.
Match our product with your timeframe
- Multiple contract lengths help you match your time horizon.
- You have access to some of your money every year, known as the free withdrawal amount, so you can access money when you need it, as long as you plan accordingly.
- Some versions of our MYGA offer no market value adjustment or auto-renewal, which provides an additional level of flexibility to access your money if your objectives change.
Additional features and benefits
- Income solutions can help convert your money into a lifetime income stream so that your money lasts as long as you do.
- A MYGA can be used in several ways to leave a legacy to loved ones.
- Guarantees are back by an A-rated company, so you can count on AuguStar to deliver on our commitments to you.