Prestige Indexed Whole Life - AuguStar Financial

Prestige Indexed Whole Life

Give your clients the best of both worlds. Prestige Indexed whole life policies offer the guaranteed protection clients rely on, combined with index-based allocation options for higher, market-based growth* potential.

Product details

Accumulating and accessing assets

  • Three diverse Index Accounts and a competitive Fixed Account
  • Guaranteed 20 basis point bonus interest crediting starting in policy year 11
  • Indexed and standard loan options for flexible access to cash value with the ability to switch between loan types as often as every 12 months

Guaranteed protection

  • Guaranteed cash value accumulation, death benefit protection and level premiums
  • 0% floor on Index Accounts ensures clients won’t lose money due to poor market performance
  • 10- and 20-year premium payment period options

Optional riders

  • Accelerated Benefit Rider for chronic and terminal illnesses
  • Guaranteed Purchase Option (GPO) Rider
  • Overloan Protection Rider
  • Waiver of Premium for Total Disability (WPD) Rider
  • Children’s Term Life Insurance Rider
  • Single Premium Rider


Episode 24: One of a kind- All about the new Indexed Whole Life product


Learn more about indexed whole life insurance

Indexed whole life and whole life trial illustration software

Learn More About the Product

*Interest linked growth is based in part on the movement of the selected market index and is subject to applicable caps, spreads, and/or participation rates.

Indexed whole life insurance is issued by AuguStar℠ Life Assurance Corporation. Product, product features and rider availability vary by state. Issuer not licensed to conduct business in NY.

Want more information? Connect with us

The company has the people to assist you, the tools needed to grow your business and the technology to support you along the way. See what we can do for you!

Cookies help us improve your website experience. By using our website, you agree to our use of cookies.